Times have changed, and whether we like it or not identity theft is a fact of life. No plan can prevent it from happening, but closely monitoring information and acting timely with a strategy can help mitigate losses to you and help avoid major headaches. Will you have a plan and team to help make things right when it happens to you?
Many homeowners policies will boast identity theft protection as an included service, however, the coverage provided is often very limited. Most policies don’t charge much for this, but remember that you get what you pay for. Just because you have seen the words on a document does not mean you have the protection you should have. Usually the benefit provided with a homeowners is only providing a small limit for reimbursement on expenses like postage, notary charges, and lost wages while you straighten things out. There is rarely a limit for the ACTUAL FUNDS taken from a bank account or any monitoring of your personal information. Not all ID Theft Protection Plans are equal, and having a stand alone plan can provide additional peace of mind.
P.O. Box 249
123 N. Main St.
Crosby, ND 58730