ID Theft Protection: What Do I Have? What Do I Want?

Times have changed, and whether we like it or not identity theft is a fact of life. No plan can prevent it from happening, but closely monitoring information and acting timely with a strategy can help mitigate losses to you and help avoid major headaches. Will you have a plan and team to help make things right when it happens to you?

COVERAGE FROM A HOMEOWNERS POLICY

Many homeowners policies will boast identity theft protection as an included service, however, the coverage provided is often very limited. Most policies don’t charge much for this, but remember that you get what you pay for. Just because you have seen the words on a document does not mean you have the protection you should have.  Usually the benefit provided with a homeowners is only providing a small limit for reimbursement on expenses like postage, notary charges, and lost wages while you straighten things out. There is rarely a limit for the ACTUAL FUNDS taken from a bank account or any monitoring of your personal information. Not all ID Theft Protection Plans are equal, and having a stand alone plan can provide additional peace of mind.

COVERAGES PROVIDED WITH SECURUS ID THEFT PROTECTION

COMPREHENSIVE

$8.99 / month (after 40% discount of enrolling through us)
$17.99 / month Family Plan (2 adults)
  1. Full-Service Identity Restoration / Recovery
  2. Lost Wallet Service
  3. Identity Theft Prevention / Education
  4. CyberAgent® / Dark Web Monitoring
  5. Social Media Monitoring
  6. Change of Address Monitoring (USPS)
  7. $1,000,000 Expense Reimbursement Insurance / stolen funds*
  8. Annual Credit Report / Score – Experian
  9. Credit Monitoring One Bureau – Experian

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ELITE
$14.99 / month (after 40% discount of enrolling through us)
$29.99 / month Family Plan (2 adults)
  1. Full-Service Identity Restoration / Recovery
  2. Lost Wallet Service
  3. Identity Theft Prevention / Education
  4. CyberAgent® / Dark Web Monitoring
  5. Social Media Monitoring
  6. Change of Address Monitoring (USPS)
  7. $1,000,000 Expense Reimbursement Insurance / stolen funds*
  8. Annual Credit Reports / Scores – Experian, TransUnion, Equifax
  9. Credit Monitoring Three Bureau – Experian, TransUnion, Equifax
  10. Monthly Credit Score Tracking – Experian**
  11. Court Records and Bookings Monitoring
  12. Sex Offender Monitoring
  13. Non-Credit / Payday Loan Monitoring
  14. Financial Account Takeover Monitoring***
†† Individual plan includes all plan features for member plus fully-managed recovery for up to 8 children at same address through age 24.

Family plan includes all plan features for member and an additional adult plus fully-managed recovery for up to 8 children at same address through age 24.

* $0 Deductible.  
Insurance is provided by Allianz. Reimbursement is underwritten by Interstate Fire & Casualty Company. This benefit is underwritten pursuant to an identity fraud blanket or group policy issued to CSIdentity Corporation, a Delaware Corporation. Coverage is subject to the conditions and exclusions in the Terms and Conditions in all states. Coverage is provided to residents of the United States and U.S. territories and possessions.


** Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian indicates your credit risk level and is not used by all lenders, so don’t be surprised if your lender uses a score that’s different from your VantageScore 3.0.

*** Does not monitor all transactions at all financial institutions.
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Contact Us

P.O. Box 249
123 N. Main St.
Crosby, ND 58730

701-965-4200