Traveling Abroad? Don’t Forget About Travel Medical Insurance.

Travel Medical Insurance 101

A record number of Americans traveled abroad in 2016 for leisure, business, study abroad and missionary work- to the tune of 67 million. Given recent epidemics, natural disasters and security threats around the world- coupled with your run-of-the-mill medical issues- travelers have more reason than ever to ensure their health and safety are fully insured prior to embarking on their trips. Americans are dedicating more and more time to preparing for their trips and researching the coverage options available to them, and with good reason.

Travel medical insurance policies are designed to pick up where your primary domestic health plan leaves off, and fill in these gaps. The most comprehensive plans will include coverage for big-ticket items such as hospitalizations, surgeries and medically necessary evacuations as well as more basic services like physician office visits, ambulance services, prescription medication and more. The premier plans will also include benefits for injury or sickness due to terrorist events and treatment related to preexisting conditions. The seamless billing between the healthcare provider and insurer that these policies offer affords incredible peace of mind to travelers who have historically had to absorb high medical costs and then claim the expenses for reimbursement. Those planning on using credit cards in case of an emergency should be aware that some providers overseas won’t be able to accept your card. One of the biggest assets of a plan is a number to call to assist in translation and location of  facilities in a foreign place.

Single Trip Travel Medical Plans with GeoBlue Travel Medical Insurance


Medical Limits and Deductibles

Maximum Benefit per Insured Person per policy periodOptions include $50,000; $100,000; $500,000; $1,000,000
Deductible per Insured Person per policy periodOptions include $0; $100; $250; $500
Benefits are paid for Covered Expenses as follows up to the Medical Limit:

Inpatient & Outpatient Benefits

Insurer Pays After Deductible is Met:

Professional Services:
a. Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab100%
b. Office Visits: including X-rays and lab work billed by the attending physician100%
Inpatient Hospital Services:
a. Surgery, X-rays, In-hospital doctor visits100%
b. Inpatient medical emergency100%
Ambulatory Surgical Center100%
Ambulance Service (non-Medical Evacuation)100% up to $1000

Prescriptions, Dental Care, and Physical Therapy

Insurer Pays After Deductible is Met:

Outside the U.S. Outpatient prescription drugs100% of Reasonable charges up to $5,000
Dental Care required due to an Injury100% of Reasonable Charges with a maximum benefit of $500 per Trip Period
Dental Care for Relief of Pain100% of Reasonable Charges with a maximum benefit of $250 per Trip Period
Physical and Occupational Therapy6 visits per Period of Insurance, $100 Maximum payment per visit

Travel Assistance Benefits

Insurer Waives Deductible

Accidental Death and DismembermentMaximum Benefit Principal Sum up to $50,000
Repatriation of RemainsMaximum Benefit up to $25,000
Emergency Medical TransportationMaximum Benefit per Trip Period for all Evacuations up to $500,000
Emergency Family Travel ArrangementsMaximum Benefit per Trip Period up to $2,500 for the cost of one economy round trip air fare ticket to the place of the Hospital Confinement for one (1) person
Lost Baggage & Personal Effects Coverage*Maximum benefit of $500 per Trip Period and limited to $100 maximum benefit per bag or Personal Effect
Post Departure Trip Interruption*Maximum benefit of $500 per Trip Period

Hazardous Activities

Insurer Pays After Deductible is Met:

Benefits for claims resulting from downhill (alpine) skiing and scuba diving (certification by the Professional Association of Diving Instructors (PADI) or the National Association of Underwater Instructors (NAUI) required or diving under the supervision of a certified instructor)

Maximum Benefit up to $25,000

Mental Health and Substance Abuse are covered up to policy max as any other benefit.

24 Hour / 7 Day Global Medical Assistance

Available to U.S. residents, age 95 and younger*. See Eligibility Requirements.

Participant must be enrolled in a primary health plan. There is no pre-existing condition exclusion.

This is a non-renewable plan. Subsequent periods of insurance can be purchased, in which case a new Deductible, and Medical Limit would apply.

For more information about the benefits, including information about exclusions and limitations, see the Plan Description.

PLEASE NOTE: This plan is for coverage outside of the U.S. only. You may only purchase this policy prior to departing on your trip.

Ten Day Money Back Guarantee

We are so confident in our products that we offer the best guarantee in the business. Any date prior to your effective date of coverage, you may request a full refund of premium from us. Cancellation of coverage must be in writing from the Eligible Participant. Simply send an email to After the 10-day free look, if you have not already departed on any trip, you will receive a full refund. Other restrictions apply, see complete policy for details.

Contact Us

P.O. Box 249
123 N. Main St.
Crosby, ND 58730