Author: bradjohnson

Worker’s Compensation in North Dakota

Workers’ compensation covers the costs of work-related injuries and illnesses, like medical bills and lost wages. Here’s how workers’ comp works, and what you need to know as a business owner.

Equity-Indexed Fixed Annuities

An Annuity can be a great tool to provide income that you can’t outlive. An equity-indexed product will allow it to have guarantees to not lose your principal, yet being credited based off of an index means you can participate in higher interest rates on years of favorable market returns. With all the moving parts they can be complicated to understand, so let’s break it down so you can know if it is the right product to meet your financial goals.

North Dakota No-Fault Auto Insurance

North Dakota is one of about a dozen states that has adopted a “No-fault” auto insurance system. There is often confusion on what this means regarding your auto insurance policy and how it affects you in the event of an accident.

Parent-Teen Driving Agreement

Getting a license is a milestone that many teenagers are excited to reach. A Parent-Teen Driving Agreement can help you set parameters to keep your teen safe for the road.

Why should my business have Cyber Insurance?

Does your business accept credit cards?
Does your business bank online?
Does your business use Facebook, Twitter, or LinkedIn?
Does your business store sensitive customer or employee data?
If you answered yes to any of these questions then you need a cyber insurance policy and here is why.